How would you define a harmful event?

A harmful event is best defined as an occurrence that results in injury or damage. This definition encompasses a wide range of negative outcomes, whether they pertain to physical harm to individuals, damage to property, or other adverse effects. When considering incidents in various fields such as law enforcement, insurance, or healthcare, a harmful event signifies that something has gone awry, leading to a negative consequence that may require remediation or intervention.

The concept of a harmful event is broader than just a minor inconvenience, which typically does not entail significant injury or damage. It also extends beyond specific legal claims or mechanical failures, as these are more specialized situations that may arise from harmful events rather than defining them. Thus, defining a harmful event solely as an occurrence of injury or damage captures its essence and relevance in evaluating situations that require attention or action.